William L. Ostrander and Joyce M. Ostrander

UNITED STATES BANKRUPTCY COURT NORTHERN DISTRICT OF IOWA IN RE: Chapter 7 William L. Ostrander, Joyce M. Ostrander, Bankruptcy No. 22-00481 Debtors ORDER RE: DEBTORS’ MOTION TO AVOID LIEN WITH UNION STATE BANK This matter came before the Court on November 18, 2022. Kevin Ahrenholz appeared for Debtors, William L. Ostrander and Joyce M. Ostrander (“Debtors’’). Peter Chalik appeared for Creditor Union State Bank (“Bank”). The Court heard argument and took the matter under advisement on the papers submitted. This is a core proceeding under 28 U.S.C. § 157(b)(2)(B). STATEMENT OF THE CASE Before…