Marina N. Garcia v. Federal Insurance Company

Maria N. Garcia appeals from an order of the district court dismissing her action against the Federal Insurance Company claiming that its homeowner’s policy insuring Laura Anderson extended coverage to Garcia, Anderson’s employee. As the case presents issues that have not been directly addressed by the Supreme Court of Florida, we believe the issues are appropriate for resolution by Florida’s highest court and defer our decision in this case pending the certification of questions to the Supreme Court of Florida.

I. BACKGROUND

Maria Garcia worked as a caregiver for Laura Anderson, assisting her…