Legal Opinion

Gerlach v. Metropolitan Life Insurance

Appellate Terms of the Supreme Court of New York

Decided November 24, 1908PublishedCited by 1 opinion

Appeal from Municipal Court, Borough of Manhattan, Fifth District. Action by Emma Gerlach against the Metropolitan Life Insurance Company. From a judgment for plaintiff, defendant appeals.

1Opinion of the CourtMacLEAN, J.

Among the conditions in the policy of insurance upon which this action is brought is found one which reads:

“Unless otherwise stated in the blank space below in a waiver signed by the secretary, this policy is void if the insured before its date * * * has been attended by a physician for any serious disease or complaint; or has had before said date any pulmonary disease, or chronic bronchitis, or cancer, or disease of the heart, liver or kidneys.”

It is also provided therein that the contents of the proofs of death “shall be evidence of the facts therein stated in behalf of, but not against,…

2Cases cited2 opinions

  1. Kipp v. Metropolitan Life InsuranceAppellate Division of the Supreme Court of the State of New York · 1899
  2. Howard v. Metropolitan Life InsuranceAppellate Terms of the Supreme Court of New York · 1896

3Cited by1 opinion

  1. Fowler v. Life & Casualty InsuranceCourt of Appeals of Georgia · 1939

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