State Farm Fire & Casualty Co. v. Schroeder

PUDLOWSKI, Judge.

State Farm Fire and Casualty Company (State Farm) brought a declaratory judgment action asserting it was not obligated to defend Ian McGahan (McGahan) under a homeowner’s insurance policy nor responsible to Clinton Schroeder (Schroeder) for any monetary damages sustained by him as a result of the conduct of McGahan. The trial court found that State Farm’s policy was within the coverage of the claims of McGahan and Schroeder. The trial court further found that State Farm had a duty to defend the negligence claim, but the policy coverage did not provide coverage for any…