United States Fidelity & Guaranty Co. v. Houf

SMITH, Presiding Judge.

Plaintiff insurance company appeals from a declaratory judgment holding that plaintiff is required by its policy to represent, defend and provide coverage to defendant Houf from lawsuits to which he is a party defendant. We affirm.

The lawsuits arise from a single vehicle accident in which the driver was killed and several passengers were injured. Allegedly, the accident occurred when the vehicle struck a mound of dirt on Old Picnic road in Montgomery County. The mound was located at a point on the road where a detour commenced and served to block access to the original,…