Wilson Marine Sales & Service, Inc. v. Fireman's Fund Insurance

Webb, Judge.

Fireman’s Fund Insurance Company, through its agency Cranman Insurance Agency, Inc., issued to Coastal Marine Sales & Service, Inc. a fire insurance policy on a building, boats, motors, trailers, equipment and accessories located on East Victory Drive in Thunderbolt. Fire loss occurred during the term of the policy. Fireman’s Fund declined payment of the claim because "Our investigation developed that a condition existed which suspends the insurance as more clearly defined in lines 28 through 32 of the policy conditions.” Those policy conditions, usual in the standard form fire…