Mullen v. Northern Neck Insurance

BY JUDGE J. MICHAEL GAMBLE

I have reviewed the pleadings, stipulation, exhibits, and briefs filed in the above case. Accordingly, I am writing this decision to rule in this case. Upon consideration, I rule in favor of the defendant, and the warrant in debt of the plaintiff is dismissed. My reasons are set forth below.

In October 1996, the plaintiff lived in a mobile home in Amherst County, Virginia. The plaintiff also had a storage shed on his lot in which he kept paintball sporting equipment. The plaintiff was insured by a mobile homeowners policy issued by Northern Neck Insurance Company. A…