Cobb v. Home & Automobile Insurance

Opinion

REYNOSO, J.

We review the trial court’s determination that, under the facts of this case, the “due and confined to” mechanical failure clause excluded from coverage plaintiff’s damage to his helicopter engine. We affirm the judgment.

1. Stipulated facts

On June 8, 1975, plaintiff was the owner of a 1967 Hiller Helicopter Model FH-1100. On that date there was in full force and effect a policy of insurance issued to plaintiff by defendant providing insurance coverage for liability and hull damage. While in flight the helicopter’s Allison 250-C18B turbine engine failed, causing the…