Heylin v. Gulfstream Property & Casualty Insurance, Co.

Michael Heylin (“Heylin”) appeals a final summary judgment entered in favor of Gulfstream Property and Casualty Insurance, Co. (“Gulfstream”). Heylin argues the trial court erred in interpreting a homeowners’ insurance policy as not providing personal liability coverage for a negligent supervision claim for an underlying intentional tort. Because we previously held in Premier Insurance Co. v. Adams, 632 So.2d 1054 (Fla. 5th DCA 1994), that a substantially identical sever-ability provision rendered an insurance policy ambiguous, resulting in a construction in favor of coverage for the…