Legal Opinion

Ralph M. Cox, on Behalf of Himself and Others Similarly Situated v. Zale Delaware, Inc.

Court of Appeals for the Seventh Circuit

Decided February 8, 2001No. 99-4239PublishedCited by 155 opinions

1Opinion of the Court

POSNER, Circuit Judge.

A large class-action suit has grown out of a tiny acorn of a dispute. In 1993 Ralph Cox filed a voluntary petition for bankruptcy under Chapter 7 of the Bankruptcy Code. In the list of debts that he submitted to the bankruptcy court he listed a debt to Zale, from which he had bought (on credit) a ring in which Zale retained a security interest. About a month after the submission of the list of debts he signed an agreement with Zale reaffirming the debt and agreeing to pay the unpaid balance of $218.93 at the rate of $15 a month. The next month the bankruptcy proceeding…

2Cases cited39 opinions

  1. Grogan v. GarnerSupreme Court of the United States · 1991
  2. United States v. United Mine Workers of AmericaSupreme Court of the United States · 1947
  3. Touche Ross & Co. v. RedingtonSupreme Court of the United States · 1979
  4. Transamerica Mortgage Advisors, Inc. v. LewisSupreme Court of the United States · 1979
  5. Dewsnup v. TimmSupreme Court of the United States · 1992

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3Cited by155 opinions

  1. In Re Thomas James Dyer, Debtor. Nancy Knupfer, Trustee v. John Lindblade, in Re Thomas James Dyer, Debtor, John Lindblade v. Nancy Knupfer, TrusteeCourt of Appeals for the Ninth Circuit · 2003
  2. Donna Marie Walls, on Behalf of Herself and All Others Similarly Situated v. Wells Fargo Bank, N.A.Court of Appeals for the Ninth Circuit · 2002
  3. Jeanette Randolph v. Imbs, Inc., Cheryl Alexander v. Unlimited Progress Corp., Cross-Appellee. Jennifer J. Cross v. Risk Management Alternatives, Inc.Court of Appeals for the Seventh Circuit · 2004
  4. Jamo v. Katahdin Federal Credit UnionCourt of Appeals for the First Circuit · 2002
  5. United States v. Marvis H. BownesCourt of Appeals for the Seventh Circuit · 2005

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