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SoFi Technologies, Inc. is a leading American personal finance and financial technology company founded in August 2011 by Mike Cagney, Dan Macklin, James Finnigan, and Ian Brady. Operating in the personal finance, direct banking, and credit services sector, SoFi has grown to employ approximately 5,000 employees as of 2024. The company is renowned as the largest online lender in the United States, serving over 11 million customers by 2025. SoFi offers a suite of financial products and services—including student loans, mortgages, personal loans, credit cards, investment options, and comprehensive banking solutions—through its modern digital platform.
SoFi Technologies, Inc. boasts a robust corporate office footprint, with its main headquarters located in San Francisco, California. Over the years, SoFi has strategically expanded its presence across key regions in the United States, including major offices in Delaware, Florida, Montana, New York, Texas, and Utah, as well as an international presence in Hong Kong and Latin America. This expansion supports SoFi’s ambition to deliver innovative financial solutions on a global scale while accommodating diverse teams in operations, engineering, product development, finance, and member relations. The SoFi headquarters address and additional office locations underscore the company's commitment to accessibility and operational excellence.
The SoFi Technologies, Inc. headquarters is located at 234 1st Street, San Francisco, CA 94105, in the historic Phillips Building in the heart of SoMa. Opened in 2019, the seven-floor SoFi corporate office offers a modern, open work environment, complete with an all-hands meeting area, café, library, coffee stations on each floor, state-of-the-art executive conference rooms, a game room, and a rooftop lounge providing panoramic downtown views. The vibrant setting reflects SoFi’s innovative culture and serves as the anchor for the firm's nationwide and international operations.
This office is home to many of SoFi’s Operations teams and was launched in September 2024. Located near the Delaware River, it supports the company's mission to provide outstanding member services, operational excellence, and regional outreach. The Greenville site strengthens SoFi's East Coast footprint with a focus on scaling operations.
Situated in St. Johns Town Center, the SoFi office in Jacksonville supports up to 300 full-time staff. This office specializes in member relations, loan review, quality assurance, and fraud prevention, serving as an essential hub for operational activities in the Southeast region.
Nestled near the base of Mt. Helena, the Helena office opened in December 2017. It hosts teams focused on Engineering, Design, and Product development, including engineers and product managers. This location supports SoFi’s drive for product innovation and technical excellence.
Located in the meat-packing district, the New York City office serves as the central hub for SoFi’s finance teams. The space features an open work environment, collaborative conference rooms, flexible workspaces, and community areas to foster creativity and industry connections.
The Frisco office comprises 12,500 square feet and accommodates over 100 full-time employees. Opened in September 2020, this location is the main hub for Mortgage Loan Originators (MLOs), supporting SoFi’s growing mortgage business and customer network in Texas.
Located at 2750 E Cottonwood Parkway, Suite 300, Cottonwood Heights, UT 84121, this office is home to many of SoFi’s Operations functions, with a priority on member relations, loan review, quality assurance, and fraud prevention. It is instrumental in supporting the company’s back-office processes.
The Sandy office serves as the headquarters for Galileo Financial Technologies, a SoFi subsidiary. Opened in August 2016, this site houses engineers, data scientists, payments specialists, and developers focused on advancing SoFi’s payment and technology infrastructure.
Situated in Pike Tower near Pike Place Market, the Seattle office opened in October 2019. It is home to Engineering, Design, and Product teams, supporting SoFi's focus on technology development and digital banking innovation.
Marking SoFi’s first international market, the Hong Kong office followed the acquisition of 8 Securities Limited, a prominent FinTech startup. Launched in April 2020, this facility supports SoFi Invest and serves as the springboard for the company’s growth across Asia.
SoFi’s Latin America headquarters and innovation center opened in March 2021, located in Mexico City. This regional HQ supports employees across Argentina, Brazil, Chile, Colombia, Costa Rica, Ecuador, Mexico, and Uruguay, underpinning SoFi’s expansion strategy in Latin America.
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